About Us
Our Lending Journey
Capital Bay Funding LLC is a Florida based private lending company. We’re a direct lender, which means we fund with our cash and not a broker. We take our commitment to you seriously, which is why we perform all lending operations in house. From underwriting to servicing you’ll only ever have one point of contact.
We provide funding to real estate investors and businesses nationwide and has become highly regarded as one of best funding sources for real estate investments. With a long track record of proving our speed and reliability, we're always available to help you with your next deal.


Driven by Purpose and Committed to Putting You First Always
Our Mission
At Capital Bay Funding, we believe private money loans will change the lending game just like the sharing economy changed transportation. Private lenders and real estate investors without the restrictions of traditional banks can lead the next big revolution in real estate finance. Through our private money lending, you automatically have a financial partner who shares your vision of success, especially if your idea is outside the normal. Private money loans allow real estate investor to venture into investment avenues not possible otherwise.
Our Core Values
We are committed to cultivating a diverse and inclusive workforce that reflects the rich backgrounds and experiences of the communities we proudly serve. By embracing equity and fostering a culture of belonging, we aim to create a stronger, more innovative organization where everyone has the opportunity to thrive.
At Capital Bay Funding, we are dedicated to fostering long-term relationships built on a foundation of transparency, integrity, and dependable service. Through consistent communication, ethical practices, and a client-first approach, we strive to earn your trust and deliver financing solutions that align with your goals—now and into the future.
Integrity
Diversity
Speed
Excellence
We prioritize fast approvals and streamlined processes to ensure you receive the funding you need without delay. Our commitment to efficiency allows us to move quickly—helping you seize opportunities when they matter most.
We are committed to delivering superior service and offering competitive rates that not only meet but consistently exceed client expectations. Our focus on excellence ensures a seamless and rewarding experience at every stage of the funding process.
Why Choose Capital Bay Funding?
Experience the difference with our professional approach


Higher Loan Limits
With loans available up to $20,000,000, we can handle everything from personal needs to major business investments and real estate developments.
Fast Approval
Our streamlined application process and advanced technology enable us to provide quick decisions and fast funding when you need it most.
Competitive Rates
Our 7% interest rate across all loan types ensures you get the best value for your money. We believe in fair, transparent pricing without hidden fees.
Contacts
786-851-9250
786-3834284
admin@capitalbayfunding.com
contact@capitalbayfunding.com
Address
2601 South Bayshore Drive
Miami, FL 33133
Business Hours
Monday — Friday
8am — 6pm
Saturday
8am — 4pm